Personal Loans

You can apply for a personal loan of $1,500 upwards to help you pay for those unexpected expenses or special occasions.

Choose how long you want to borrow the money for and the frequency of re-payments. We can organise personal loans for those on low incomes or benefits. Super-annuitants, students and people with a poor credit history are also welcome to apply for a loan.

What you need to know about applying for a personal loan with Finance & Loans NZ

  1. You need to be 18 years of age, a permanent New Zealand resident and have a regular job.
  2. You can borrow from $1500 upwards.
  3. You can take up to 60 months to repay the loan (for approved purchasers)
  4. We will work with you to ensure payments are affordable and if your circumstance change we will work with you should repayments become difficult
  5. Early repayments or an extended repayment term is possible.
  6. The item you are purchasing is usually sufficient as security on the loan.
  7. To apply you need a driver’s license, and proof of residential address.
  8. You will find about your application on the same working day.


Apply online now for your personal loan

Copyright 2010 NZ Finance and Loans, Website Design by Web Matters