Is all that debt getting you down? Sick of keeping track of your repayments on multiple debts?

Then we have the solution.

Roll all of your credit card debt, store cards, and personal loans into one debt consolidation loan so you just have one payment to make per month.

No longer will you have to keep track of multiple due dates and different repayment amounts. You will have one low-interest loan and you can take as much time as you need to pay it off.

Eliminate all that stress and worry and save money and time. Once the repayment terms in finished the debt will be gone.

We can organise personal loans for those on low incomes or benefits. Super-annuitants, students and people with a poor credit history are also welcome to apply for a loan.

What you need to know about applying for a debt consolidation loan with Finance & Loans NZ

  1. You need to be 18 years of age, a permanent New Zealand resident and have a regular job.
  2. You can borrow from $1500 upwards.
  3. You can take up to 60 months to repay the loan (for approved purchasers)
  4. We will work with you to ensure payments are affordable and if your circumstance change we will work with you should repayments become difficult
  5. Early repayments or an extended repayment term is possible.
  6. The item you are purchasing is usually sufficient as security on the loan.
  7. To apply you need a driver’s license, and proof of residential address.
  8. You will find about your application on the same working day.


Apply online now for your debt consolidation loan

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