Cars Loans and Vehicle Financing

With Finance & Loans NZ you can become a cash buyer

We can provide you with a loan to pay for your car, motorbike, boat, trailer, caravan or motor-home. We can arrange vehicle financing for all types of new and used vehicles. The minimum car loan term is six months and the maximum is five years.

What you need to know about applying for a car loan with Finance & Loans NZ

  1. You need to be 18 years of age, a permanent New Zealand resident and have a regular job.
  2. You can borrow from $1500 upwards.
  3. You can take up to 60 months to repay the loan (for approved purchasers)
  4. We will work with you to ensure payments are affordable and if your circumstance change we will work with you should repayments become difficult
  5. Early repayments or an extended repayment term is possible.
  6. The vehicle you are purchasing is usually sufficient as security on the loan.
  7. To apply you need a driver’s license, and proof of residential address.
  8. You will find about your application on the same working day.


Apply online now for your car loan

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